Terms of Service

529 (“529,” “we,” “us”) is operated by Austin Seydler, a sole proprietor based in Texas. These Terms of Service (“Terms”) govern your access to and use of the 529 website and application (the “Service”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

You must be at least 18 years old and able to form a binding contract to use 529. By using the Service, you represent that you meet these requirements and that the information you give us is accurate.

529 is a fitness platform: a split builder, workout, food, and bodyweight trackers, calculators, and a marketplace that connects clients with independent fitness coaches. Access to the core app is unlocked with a one-time membership fee of $29.00 — no recurring subscription.

You are responsible for the accuracy of the information on your account and for anything that happens under it. Keep your password secure and tell us if you believe your account has been compromised. You may delete your account at any time from Settings; doing so permanently removes your profile and the data tied to it, as described in our Privacy Policy.

The $29.00 membership fee is a one-time charge, not a subscription, and is generally non-refundable once paid, except where required by law. Payments are processed by Stripe; 529 never stores your full card number.

Coaches on 529 are independent, self-employed professionals, not employees, agents, or representatives of 529. 529 reviews coach applications before approval but does not guarantee any coach’s qualifications, certifications, or the outcome of any session — you are responsible for evaluating a coach’s fit for your needs.

Your first 15 minutes with a given coach are free. Beyond that, sessions bill by the hour at the rate the coach sets. You are only charged after a coach marks a session complete, never in advance, and you may cancel a scheduled session or switch coaches at any time at no cost. 529 takes a 5.29% fee on each payment from a client to a coach; coaches choose free weekly payouts or an instant payout for a 1.5% fee.

529 and the coaches on it do not provide medical advice. Content, calculators, tracking tools, and coaching sessions on 529 are for general fitness and informational purposes only and are not a substitute for professional medical advice, diagnosis, or treatment. Talk to a physician before starting any exercise program, particularly if you have an existing health condition. You assume all risk of injury from physical activity undertaken in connection with the Service.

You keep ownership of the splits, messages, reviews, and other content you post on 529. By posting content you make public (such as a published split or a coach review), you grant 529 a non-exclusive, royalty-free license to display it within the Service. You are responsible for content you post and must not post anything unlawful, harassing, or that infringes someone else’s rights.

• · Attempting to pay a coach outside the Service to avoid the platform fee.
• · Harassing, threatening, or abusing another user.
• · Impersonating another person or misrepresenting your qualifications as a coach.
• · Interfering with or attempting to disrupt the Service or its security.
• · Using the Service for any unlawful purpose.

You may stop using the Service and delete your account at any time. We may suspend or terminate an account that violates these Terms or that we reasonably believe puts other users or the Service at risk.

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

To the fullest extent permitted by law, 529 will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or data, arising from your use of the Service. 529’s total liability for any claim relating to the Service will not exceed the amount you paid to 529 in the twelve months before the claim arose.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. Any dispute arising from these Terms or the Service will be brought in the state or federal courts located in Texas, and you consent to that venue.

We may update these Terms from time to time. If we make material changes, we will update the “Last updated” date above. Continuing to use the Service after a change takes effect means you accept the updated Terms.

Questions about these Terms? Reach us at the529.app@proton.me.